The cyber cell of Delhi Police said there were a total of 66 attempts of unauthorised online transactions made by the gang on the high-value NRI account.
- 12 persons including 3 HDFC bank employees arrested
- Fraudsters were involved in attempts to make unauthorized withdrawal from a very high value NRI account
- Accused also fraudulently obtained cheque book
New Delhi: The cyber crime unit of Delhi Police has busted a gang of fraudsters allegedly involved in hacking and attempting to withdraw money from the account of a Non-Resident Indian (NRI) customer of HDFC Bank. So far, 12 persons including three HDFC bank employees have been arrested by police
The accused had also procured an Indian mobile phone number identical to the US’s mobile number of the NRI account holder registered in the KYC.
The accused have been identified as R Jaiswal (31) from Ghaziabad, G Sharma (30) A Kumar (35) from Noida, A Tomar (26) from Hapur, H Yadav (30), SL Singh (41), S Tanwar (34) from Gurgaon, NK Jatav (33) from Jhansi, S Singh (40) from Baghpat, D Chaurasiya (27 yrs) from Rai Bareilly and HDFC employee), A Singh (29) from Gonda (HDFC employee) and a woman whose name has been withheld.
Earlier, HDFC Bank had filed a complaint with the cyber crime unit alleging that there were many unauthorized internet banking attempts in one NRI bank account.
Further, there were attempts to withdraw cash from the same account using the fraudulently obtained cheque book. Attempts were also made to register an updated mobile phone number in the KYC of the same bank account by replacing the already registered US mobile phone number with a similar Indian mobile number.
HDFC Bank further alleged that a total of 66 attempts were made to access the internet banking of the account.
To probe the matter, a team was constituted under the supervision of ACP (cyber crime) Raman Lamba.
The team was tasked to identify the culprits on the basis of technical footprints and human intelligence. Based on technical evidence, raids were conducted at 20 locations across Delhi, Haryana and Uttar Pradesh. During the course of the investigation, a total of 12 persons have been arrested.
Out of the 12 arrested accused persons, 3 are HDFC bank employees, who were involved in issuing the cheque book, updating the mobile phone number and removing the debt freeze of the account.
The interrogation of the accused revealed that the mastermind was aware the said NRI’s account was dormant and has huge funds.
The prime accused along with his associates R Jaiswal, G Sharma and A Singhal had gathered information regarding the account. With the help of one female employee of HDFC, they got a cheque book issued and also got the debt freeze removed from the said account.
The police investigation also revealed that HDFC bank employee was promised Rs 10 lakh and an insurance business of Rs 15 lakhs (which was target assigned to her by the bank for appraisal).
In the earlier instances, there were attempts of withdrawal of money from this account. Two cases were earlier registered one at Ghaziabad, UP and one at Mohali in Punjab.
Thereafter, R Jaiswal got in the possession of cheque book and the mobile phone number. He also distributed leaves of cheque book to his other accomplishes for clearance of the cheques with understanding of 50 per cent share of the total money withdrawn from the account in lieu of giving consent to the bank over the phone on behalf of the actual account holder.
According to police, D Chaurasiya and A Singh (both employees of HDFC bank) had attempted to update the phone number linked in the KYC. Other associates had tried to login to the internet banking of the account for the purpose of transfer of amount.
Police said all attempts at withdrawal, unauthorised login attempts to internet banking, updating of mobile phone number was only possible due to connivance of the bank employees.
Police said further raids are in progress and investigation is being carried out.